Coastal Debt Resolve vs Delancey Street
Coastal is our featured first provider. Compare both firms using the dated public records, advertised services, and fee limitations below. Placement is an editorial choice, not a measured outcome comparison.
Category-by-category breakdown
| Compare | Coastal Debt Resolve | Delancey Street |
|---|---|---|
| BBB record | A+ rated, accredited (checked September 12, 2026) | Not Rated; not accredited (checked September 14, 2026) |
| Service scope | MCA settlement and payment restructuring; company-advertised attorney network | Company-advertised MCA, SBA and stacked-debt negotiation |
| Fees and limitations | Coastal advertises a free consultation. Its public disclaimer distinguishes savings before and after program fees, but does not provide an itemized enrollment fee schedule. Obtain program, administration, legal and cancellation charges in writing, separately from creditor payments. The September 12 BBB record noted a no-refund policy; this update did not recheck that record or inspect a signed client agreement. | The previously stated 15–20% fee and universal no-fee-until-settlement terms were not adequately substantiated in this audit. Ask for the exact fee basis, trigger, cancellation provisions and separate legal costs. |
| Eligibility | Not verified; request eligibility criteria | Not verified; request written eligibility criteria |
Coastal: services and limitations
Coastal has an identifiable business record and offers MCA settlement and restructuring. Its public materials describe an attorney network; they do not establish that all litigation work is performed in-house for one fee. Compare the signed engagement, public complaint responses and total cost before deciding. Our older claims about verified contracts, guaranteed legal scope and standard response times were not adequately supported and have been removed.
Read full Coastal review →Where Delancey Street fits
The company publishes service and settlement-volume claims. We have not independently audited those outcomes or attorney arrangements. BBB’s linked entity record starts in 2023, which does not substantiate the 2018 founding date previously shown here.
Read full Delancey Street review →Considering Delancey Street? Talk to our #1 pick first.
Request a consultation and confirm fees, cancellation terms, and any legal services in writing.