State of MCA Settlement 2026: what the industry’s BBB records actually show
We compare point-in-time Better Business Bureau records for selected merchant cash advance settlement and debt-relief brands: 17 brands, their recorded accreditation status, letter grades, and complaint records. The picture is uneven enough that no business owner should sign with a firm before checking it.
Journalists and researchers: this data is free to cite with attribution and a link to this page.
of the 17 MCA settlement firms we track are NOT BBB accredited
firms hold a BBB grade below B, including at least one F
firms have no linked BBB profile in this dataset
BBB complaints on record in 3 years across the 5 records with complaint totals verified in this dataset
The full dataset
Records may have different check dates. Missing values were not established in this dataset. Snapshot dates and full notes on each firm are on the BBB ratings comparison.
| Firm | BBB grade | Accredited | Complaints (3yr) |
|---|---|---|---|
| Coastal Debt Resolve | A+ | Yes (since Feb 2024) | 72 |
| Second Wind Consultants, Inc. | A+ | Yes (since Jan 2014) | 1 |
| MSI Spergel Inc (Spergel) | A+ | Yes (since May 2021) | 4 |
| National Credit Partners | A+ | Yes (since Nov 2018) | Not verified |
| National Debt Relief | A+ | Yes (since Feb 2013) | Not verified |
| Regroup Partners Co. | A+ | No | Not verified |
| Business Debt Adjusters | A- | No | Not verified |
| Corporate Turnaround | A | No | 13 |
| Stop MCA | A- | No | Not verified |
| MCA Resolve, LLC | B | No | Not verified |
| Eastern Financial Partners | Not Rated | No | 3 |
| Corporate Rescue Advisors, LLC | Not Rated | No | Not verified |
| MCA Debt Advisors, LLC | F | No | Not verified |
| Delancey Street LLC | Not rated | No | Not verified |
| Rise Alliance | Profile not located | No | Not verified |
| Business Debt Insider | Profile not located | No | Not verified |
| Business Debt Law Group | A+ | No | Not verified |
Methodology
Source profiles are linked on the comparison page. BBB data changes over time; this study reflects point-in-time snapshots, most recently updated alongside our review cycle. We do not estimate or fabricate any figure. A missing metric does not mean the source publishes none. Related brands may share an operating entity; this is not an industry census. Selection follows our 2026 MCA settlement rankings. Our editorial standards and scoring system are documented on the methodology page. We accept no compensation from any firm covered.
To cite this study: “State of MCA Settlement 2026, MCA Settlement Reviews” with a link to this page. For questions or the underlying data, use the contact details on our about page.