Business Debt Adjusters Reviews · 2026
Long-tenured New Jersey firm with an A rating on its BBB profile and some documented payment-reduction wins, but it is not BBB accredited and draws complaints about high-frequency phone contact and at least one lien dispute. Set written expectations on fees and contact before signing.
Is Business Debt Adjusters legit or a scam? Read our verdict →Why we ranked Business Debt Adjusters #14
Business Debt Adjusters has a longer track record than most firms in this space and its BBB profile carries an A rating, and some clients report genuine payment reductions. The offsetting concerns are that the firm is not BBB accredited, complaints describe aggressive daily phone contact, and at least one owner alleged a lien was placed after being told it would not be. Owners who engage should get a written fee schedule, a written outcome definition, and clear limits on contact frequency before signing.
Strengths and drawbacks
What we found across our review of public materials, client commentary, and signed agreement disclosures.
- A rating on its BBB business profile
- Nearly a decade in business (since 2016)
- Public reviews include real payment-reduction outcomes
- Not BBB accredited despite the A rating
- Complaints describe high-frequency phone outreach (multiple calls per day)
- At least one complaint alleges a lien was placed after assurances to the contrary
- Mixed employee reviews raise questions about sales practices
Pricing and fee structure
Fee structure varies by case and is not published. Request a written fee schedule and a written description of the expected outcome before signing.
How the process works
Phone-led intake and consultation, engagement agreement, then creditor negotiation on the client's behalf.
Best for
- ✓Owners who value a longer operating history (since 2016)
- ✓Multi-creditor business debt beyond a single MCA
Not ideal for
- ×Owners sensitive to high-frequency phone outreach
- ×Owners who treat BBB accreditation as a baseline requirement
- ×Owners who need every fee guaranteed in writing before any contact
What clients are actually saying about Business Debt Adjusters
Real public reviews sourced from BBB, Trustpilot, and independent review aggregators. We include positive and negative quotes when present so the picture is honest.
“A consultant reduced our payments by roughly half and gave us the breathing room that kept the business out of bankruptcy.”
“We were assured the lender would work with us, then a lien was placed on the business anyway.”
What clients say about Business Debt Adjusters on third-party platforms
We do not embed quotes we cannot independently verify. Use the boxes below to read the actual reviews on the platforms that host them.
A rating, not BBB accredited; one unanswered complaint on record
Mixed; some strongly positive payment-reduction reviews
Search public Google reviews and discussion
Small business and operator threads
Verify it yourself
Cross-check our review against the firm’s own materials and independent third-party platforms.
- Official websitebusinessdebtadjusters.combusinessdebtadjusters.com
- BBB profileBetter Business Bureau searchbbb.org
- TrustpilotPublic review aggregatortrustpilot.com
See how Business Debt Adjusters stacks up against every firm we cover in our MCA settlement companies BBB ratings comparison.
Concerns and reported complaints
Sourced from public review platforms, regulatory records, and industry commentary at the time of review.
BBB complaints describe repeated daily phone contact and, in at least one case, a lien placed on the client's business after assurances it would not happen.
Source: BBB business profile, Business Debt Adjusters, Englewood Cliffs NJ
Business Debt Adjusters reviews, complaints, and common questions
Is Business Debt Adjusters legit?
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Business Debt Adjusters is a real, operating debt-relief company, headquartered in Englewood Cliffs, New Jersey, and has been operating since 2016, not a nonexistent or fake operation. Its Better Business Bureau standing: A rating, not BBB accredited; one unanswered complaint on record. In our independent 2026 review it scored 3.4 out of 5 and ranked #14. Long-tenured New Jersey firm with an A rating on its BBB profile and some documented payment-reduction wins, but it is not BBB accredited and draws complaints about high-frequency phone contact and at least one lien dispute. Set written expectations on fees and contact before signing.
What do Business Debt Adjusters reviews and complaints say?
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BBB complaints describe repeated daily phone contact and, in at least one case, a lien placed on the client's business after assurances it would not happen. Our overall read: Long-tenured New Jersey firm with an A rating on its BBB profile and some documented payment-reduction wins, but it is not BBB accredited and draws complaints about high-frequency phone contact and at least one lien dispute. Set written expectations on fees and contact before signing.
What is Business Debt Adjusters's BBB rating and Trustpilot score?
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On the Better Business Bureau, Business Debt Adjusters: A rating, not BBB accredited; one unanswered complaint on record. On other review platforms: Mixed; some strongly positive payment-reduction reviews.
How much does Business Debt Adjusters cost?
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Fee structure varies by case and is not published. Request a written fee schedule and a written description of the expected outcome before signing.
Is Business Debt Adjusters better than Coastal Debt Resolve?
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In our 2026 review of MCA settlement firms, Business Debt Adjusters ranked #14 with a 3.4/5 score. Coastal Debt Resolve ranked #1 with 4.9/5 for combining attorneys, settlement, and case management under one roof. See our side-by-side comparison of Business Debt Adjusters vs Coastal Debt Resolve for the full breakdown.
Want a second opinion before signing with Business Debt Adjusters?
Our #1 rated firm Coastal Debt Resolve will give you a free MCA review and a side-by-side comparison with no obligation.