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Is Business Debt Adjusters legit or a scam?

Long-tenured New Jersey firm with an A rating on its BBB profile and some documented payment-reduction wins, but it is not BBB accredited and draws complaints about high-frequency phone contact and at least one lien dispute. Set written expectations on fees and contact before signing.

Our verdict
Legitimate, but verify carefully
3.4
Our score

This appears to be a real operating firm, but the record has caveats worth checking before you commit.

The honest answer

Business Debt Adjusters has a longer track record than most firms in this space and its BBB profile carries an A rating, and some clients report genuine payment reductions. The offsetting concerns are that the firm is not BBB accredited, complaints describe aggressive daily phone contact, and at least one owner alleged a lien was placed after being told it would not be. Owners who engage should get a written fee schedule, a written outcome definition, and clear limits on contact frequency before signing.

What checks out

  • A rating on its BBB business profile
  • Nearly a decade in business (since 2016)
  • Public reviews include real payment-reduction outcomes

What to watch

  • ! Not BBB accredited despite the A rating
  • ! Complaints describe high-frequency phone outreach (multiple calls per day)
  • ! At least one complaint alleges a lien was placed after assurances to the contrary
  • ! Mixed employee reviews raise questions about sales practices

Questions people ask about Business Debt Adjusters

Is Business Debt Adjusters a legitimate company?+

This appears to be a real operating firm, but the record has caveats worth checking before you commit. Long-tenured New Jersey firm with an A rating on its BBB profile and some documented payment-reduction wins, but it is not BBB accredited and draws complaints about high-frequency phone contact and at least one lien dispute. Set written expectations on fees and contact before signing.

What is Business Debt Adjusters's BBB rating?+

Business Debt Adjusters does not have a Better Business Bureau profile, which means there is no independently tracked BBB rating or complaint record to check before signing.

What should I check before signing with Business Debt Adjusters?+

Get the full fee schedule in writing before paying anything, confirm whether creditor contact has actually begun within the first 30 days, and never agree to stop paying creditors without written confirmation that negotiation is underway. Compare at least one alternative firm first.

Read our full Business Debt Adjusters review →Compare Business Debt Adjusters vs our #1 pick →
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Researching Business Debt Adjusters? Compare it with our #1-rated firm first.

Coastal Debt Resolve is BBB Accredited with an A+ rating. Get a free MCA review and a written settlement strategy before you commit to anyone.