New York’s FAIR Business Practices Act and MCA enforcement: what the official record establishes
The law expands the Attorney General’s enforcement tools. Its effect on a particular MCA dispute requires a case-specific legal assessment.
Updated
Updated September 14, 2026: removed unsupported settlement-leverage predictions, a generalized private-remedy implication and an unverified count of vacated judgments.
New York’s Attorney General announced the signing of the FAIR Business Practices Act in December 2025. The announcement describes broader tools for the Attorney General to address unfair and abusive practices affecting consumers and small businesses.
In June 2026, the Attorney General announced a lawsuit against Rapid Ruling, an arbitration service used in MCA disputes, and cited the FAIR Act among the laws allegedly violated. A filed lawsuit states allegations; it is not itself a final judgment that every allegation is proven.
These sources do not establish that every merchant has a new private claim, that every MCA contract is unenforceable or that a funder must accept a discount. An attorney should evaluate applicable law, contractual terms, procedural posture and any available remedy. Existing court or arbitration deadlines should not be ignored while that review takes place.
Sources
Sources and original links. Any verification limitations are noted in the article above.
- New York Attorney General: FAIR Act signingag.ny.gov/press-release/2025/attorney-general-james-senator-comrie-and-assemblymember-lasher-celebrateSee source for publication and update dates
- New York Attorney General: Rapid Ruling lawsuitag.ny.gov/press-release/2026/attorney-general-james-sues-sham-arbitration-service-created-help-predatoryPublished 2026-06-08