We published the State of MCA Settlement 2026: the industry's BBB record, in one dataset
The ranking now covers 17 firms, and our new study page compiles their BBB accreditation, grades, and complaint records into one citable dataset.
We have published the State of MCA Settlement 2026, a study page that compiles the live Better Business Bureau record of every merchant cash advance settlement and debt-relief firm we track: accreditation status, letter grade, and complaint counts, seventeen firms side by side in one dataset.
The headline findings mirror what our individual reviews keep encountering: a majority of firms marketing MCA relief are not BBB accredited, several hold grades below B including an F, and a meaningful number publish no BBB profile at all, leaving owners nothing to verify. The full table, methodology, and every figure's provenance are on the study page.
The dataset exists because the single most common failure we see in owner decision-making is signing with a firm nobody checked. Every figure was read directly from live bbb.org profiles; where a firm publishes no profile or metric, the study says exactly that rather than estimating.
The study is free to cite for journalists, researchers, and industry writers, with attribution and a link. It updates alongside our review cycle, and it complements the ranking itself, which since July covers seventeen firms, including the newest additions to the comparison: National Credit Partners, Rise Alliance, Delancey Street, National Debt Relief, Business Debt Adjusters, MCA Debt Advisors, and Business Debt Insider.
Sources
Original announcement and third-party coverage referenced in this article.