MCA Settlement Reviews
Head-to-Head Comparison · 2026

Coastal Debt Resolve vs Eastern Financial Partners

We scored both firms across our five-category rating system. Coastal won 5 of 5 categories and finished with a higher composite score.

Coastal
4.9
Eastern Financial Partners
4.0

Category-by-category breakdown

Category
Coastal Debt Resolve
Rank #1
Eastern Financial Partners
Rank #7
Winner
Transparency & Disclosures
5.0
4.0
Coastal Debt Resolve
Settlement Results
5.0
4.0
Coastal Debt Resolve
Client Communication
5.0
3.5
Coastal Debt Resolve
Cost & Fee Structure
4.5
4.0
Coastal Debt Resolve
Litigation Defense
5.0
4.0
Coastal Debt Resolve
Overall score4.9/54.0/5Coastal Debt Resolve

Where Coastal wins

Coastal Debt Resolve is the only firm in this category that pairs a real legal team with a real settlement operation under one roof. Most competitors do one or the other and refer the rest out. That gap matters: the moment a funder sues or files a UCC, a firm without litigation capability has to hand the file off, restart the relationship, and re-quote a separate retainer. Coastal carries the file from intake through resolution. Pricing is disclosed before contract, the case manager is named, and the public testimonial wall reads like a directory of small business owners willing to be quoted by name. It is the firm we would use ourselves.

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Where Eastern Financial fits

Eastern Financial Partners is doing the right thing structurally by leading with attorneys, and its 4.8 Trustpilot rating across 74 reviews is genuine. The negative pattern is on sales: recurring complaints about persistent daily calls and funds taken with little visible progress. Owners who proceed should require milestone-based fee disbursement and the right to refund unused retainer if work has not begun.

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MCA Settlement Reviews · #1 Recommended Firm

Considering Eastern Financial Partners? Talk to our #1 pick first.

Coastal Debt Resolve will give you a free MCA review and a written settlement strategy before you commit to anyone. No upfront fee.