Merchant Account Freeze
A hold placed on a business's card-processing funds, typically after an MCA funder contacts the processor claiming rights over the receivables. Card sales continue but settlements stop reaching the business's bank account.
Why it matters
For card-heavy businesses a freeze is an existential event measured in days. Freezes are contractual pressure, not court orders, and routinely lift against a signed payment framework, which is why fast, credible engagement beats waiting the funder out.
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