Reverse Consolidation
A product marketed as MCA consolidation that does not pay off existing advances. Instead, the provider deposits weekly amounts that cover the merchant's existing daily pulls while collecting its own longer, larger payment, leaving every original position alive and adding a new one on top.
Why it matters
It smooths cash flow for a while at a heavy total cost, and for stacks that were unpayable already it typically postpones and enlarges the reckoning. Ask one question of any consolidation offer: does this retire my positions, or sit alongside them?
